Your Questions, Answered.

If you’re new to Fortified™, you probably have questions.

This FAQ is here to help clear up common concerns and make Fortified™ simple.

A: The Fortified™ Program, developed by the Insurance Institute for Business & Home Safety (IBHS), is a set of construction and roofing standards designed to protect homes and businesses from severe weather, including hurricanes, high winds, and hail. There are three levels of Fortified certification:
- Fortified Roof™ – Focuses on strengthening your roof to prevent damage.
- Fortified Silver™ – Includes roof protection plus additional measures like reinforced doors and windows.
- Fortified Gold™ – The highest level, which includes full structural reinforcement for maximum protection.
A: Fortified homes are built or upgraded to withstand extreme weather, while standard homes are often vulnerable to wind and storm damage. Key differences include:
- Stronger roofing materials and installation to prevent wind uplift.
- Reinforced doors and windows to protect against flying debris.
- Improved anchoring and connections to keep the home intact during storms.
A: You can upgrade your existing home to meet Fortified standards. In fact, many homeowners choose to get Fortified Roof™ certification when replacing their roof, as it’s one of the most cost-effective ways to strengthen their home.

A: Many insurance companies offer discounts for Fortified-certified homes because they reduce risk and potential claims. In some states, including Alabama, insurance providers are required by law to offer premium reductions for Fortified homes
A: Savings vary by insurer and location, but homeowners with Fortified certification can see insurance discounts of up to 35%. We’ll help you work with your insurance provider to maximize your benefits.
A: Yes! Homes with Fortified certification sell for an average of 7% more than non-Fortified homes because buyers recognize the added protection and insurance savings.

A: We guide you through the process in three simple steps:
1️⃣ Assessment – We evaluate your home’s current structure and identify what needs improvement.
2️⃣ Upgrades & Inspections – We connect you with certified contractors and inspectors to complete the necessary work.
3️⃣ Certification & Savings – Once certified, we help you submit the documents to your insurance company for maximum discounts.
A: The timeline depends on the level of certification and the work required. A Fortified Roof™ upgrade can often be completed in a few days, while Fortified Gold™ may take longer if extensive upgrades are needed.

A: The cost varies based on your home’s condition and the level of certification you choose. However, Fortified upgrades are an investment that pays off through insurance savings, reduced repair costs, and increased home value.
A: Yes! Some states and local organizations offer grants or incentives for Fortified upgrades. In Alabama, the Strengthen Alabama Homes program provides financial assistance to eligible homeowners. We’ll help you explore available funding options.

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